Insurance Dispute Case: Fight It with a Skilled Insurance Attorney

Insurance disputes are difficult to resolve without an attorney. The reason for such difficulty is complexity. Many insurance policies contain hundreds and thousands of legally optimized words that the average consumer may not understand. An Oklahoma City insurance attorney knows the legal jargon. He or she can thoroughly inspect the policy and ensure that the insurance company is adhering to the agreement.

A wide variety of insurance disputes are filed every day. The reason for the rise in cases is a lack of integrity. Many insurance companies are not upholding their obligations to the clients. An automobile insurance company may find a reason to diminish the value of a vehicle. A workers’ compensation insurance company may deny a legitimate claim. A home insurance company may deny a victim’s claim. Additionally, a medical insurance company can decide not to cover an ill person. When an insured party believes that the insurance company is not acting accordingly, an attorney must referee the case.

The average consumer cannot participate in the battle alone. Many companies have their own lawyers, and some of them will only negotiate with lawyers. Larger companies may railroad the insured person and hope that he or she is ignorant of his or her rights. Not all insurance companies operate in this manner, but consumer complaints have spiked over the past year.

How an Attorney Can Help

An attorney can help with an insurance claim in a number of ways. First, this person can negotiate with the provider for honorable treatment. If that does not work, then the attorney can evaluate the policy and any other documentation. If he or she finds that the insurance company was acting fraudulently, the attorney can sue the company. This person can ask a judge to order the insurance company to keep its obligations. An insurance attorney can also protect the rights of an insurance company in the case of policyholder fraud.

Attorneys can help automobile accident victims collect the money they deserve after they sustain injuries. When the auto insurance company fails to compensate the accident victim, the attorney can save the day. If you feel as if your insurance company is treating you poorly, you can call Johnson & Biscone in Oklahoma City for help.

Auto Fraud in the U.S. and Legal Protection

Auto fraud is when a person intentionally deceives an insurance company in order to get money; where there is no legal claim. There are various ways a person commits insurance fraud such as staging an accident, a car theft, falsifying insurance claims or faking an injury.

Victims of auto fraud need to speak with auto fraud lawyers who can provide representation and defense for people who have been wronged. Johnson and Biscone are auto fraud lawyers in Oklahoma City and represent people all across Oklahoma in auto fraud cases.

Unfortunately, auto insurance fraud is increasing in the U.S. and such actions of fraud cost auto insurance agencies a great deal of money every year. Because auto insurance fraud is so prevalent and causing huge problems, the penalties for those charged with fraud are serious and often long term in nature.

It is important to note that there are several categories of insurance fraud such as soft insurance fraud, hard insurance fraud and frequency of fraud. Soft insurance fraud is looked upon as a minor offense, compared to hard fraud. This kind of fraud is when a person takes advantage of a situation that has already occurred. This kind of auto fraud is common because it is easy to do and often difficult to detect.

Hard insurance fraud is more serious than soft insurance fraud and occurs when a person deliberately causes an accident or stages a theft or intentionally sets up a situation where insurance money could be received by fraudulent means. Frequency of fraud is when a person exaggerates about legitimate injuries received in unplanned accidents. This is a frequent event for some because it is easy to do and in some cases is hard to detect.

If a person is found guilty of auto fraud there are several things that can happen that can totally disrupt a person’s life such as spending time in prison, being fined a great deal of money, having a harder time finding a job, having a criminal record, suffering from social stigma and paying a higher insurance premium. Losing your license for a period of time is another thing that can totally disrupt your life. Not being able to drive can affect your employment and family life.

It’s important to file auto fraud claims so that the perpetrators do not go without legal punishment. If criminals aren’t brought to justice, then auto fraud will continue to disrupt people’s lives and continue to be an issue in Oklahoma and the U.S.

Speak with the Oklahoma auto fraud attorneys at Johnson and Biscone for legal counsel and representation –

You’re Entitled to Help by a Workers’ Comp Attorney

If you are injured at your workplace, you are supposed to be compensated for your injuries. Your employer is supposed to bear the full responsibility even if the cause of the injury was accidental. However, most employers will try to run away from this responsibility. Some even threaten their employees and even dismiss them if they try to claim for what is rightfully theirs. Others will only cover part of the medical bills and leave the worker suffering. This is why a workers compensation lawyer is important in such disputes. The lawyers have the necessary knowledge and experience in handling such cases.

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The lawyer will use the knowledge gained in school to advance the interest of their clients in the court. It is important to get in touch with a lawyer immediately after suffering the injury. This is due to the fact that the employers will also hire their own lawyers in order to ensure that you will not win the case. A workers compensation attorney will advise you on the necessary steps that you need to take in order to ensure that your case is successful. They will also assist you in filing your case and substantiating your evidence.

A good workers compensation attorney will also gather all the necessary evidence required for your case. They will also try to get a few witnesses for the case in order to boost your chances in court. Attorneys will ensure that you are not only compensated for the injuries suffered but also for the trauma and stress that you had to go through when you were injured. They will also ensure that you are not victimized by your employer.

Workers’ compensation attorneys can also be called upon by the employer and the employee to settle the compensation dispute out of the court. The attorney will act as a mediator and will also bring in much needed legal advice. They will ensure that the agreement reached between the employer and the employee will be legally binding.

It’s just smart to hire an attorney if your employer isn’t cooperating. If you live in Oklahoma and need an Oklahoma workers compensation attorney, then you can find three trusted and qualified professionals at Johnson & Biscone law.

Protect yourself from losing so much from an accident. An attorney can help protect you and get you back on your feet with few issues. You can start the process with a free consultation today. Start by going online –

The Reality of Workers’ Comp Claims

Most workers’ comp claims start and end fairly easily. Every once in awhile though, a claim happens that just seems to go on and on with no final resolution. This scenario can happen for many different reasons, but you still want it to end at some point and for there to be a resolution.

For cases that have been open less than a year or two, staying involved and in communication with your employer/employee is extremely helpful. Reviewing the documents from doctors appointments and discussion can lead to the employee being put back to work. It’s important to figure out what the injured employee can do rather than what they can’t. Working together, the employee may be able to return to the job in a productive manner that makes both the owner and employee happy.

Some cases drag on for longer than a year or two, however. It becomes apparent that the two parties are not going to be in agreement and reach a settlement. Sometimes there are sticking points, such as work duty or monetary settlements, which drive a wedge between the two parties. When this occurs, an employee has the right to hirer a workers’ compensation attorney to settle the dispute. Even if the case isn’t down the road a year or two, the employee can hire the help of an attorney.

An experienced Oklahoma workers’ compensation attorney will help speed up the process and bring about resolution faster than an employer or the state. Many attorneys work on a contingency basis, so they represent you and only receive payment if they help you settle the case in your favor. This is a safety net for the employee who is trying to get their life back and receive compensation for damage and injury.

The claims process starts with an initial consultation. At Johnson and Biscone law firm in Oklahoma City, the first consultation is free of charge and provides insight as to how the case may turn out. Injured workers will learn whether their claim is substantial and will hold up in court or whether they need more to substantiate their claim.

After a consultation, workers will need to compile all necessary documentation with attorneys. Workers need proof of fault, medical records regarding injury after the incident, eyewitness accounts and proof of time away from work. Attorneys will help with this process, to guarantee the collection of all proper documentation.

From here, the attorneys will develop their argument in your favor and work diligently to make sure your case is settled, and settled in a timely manner. Workers will continue to meet with attorneys until the case is settled and compensation is awarded.

To learn more about how to consult with the attorneys at Johnson & Biscone, go online to